If you鈥檙e reading this, you likely already drive a truck, or you鈥檙e in the market for a heavy-duty vehicle to support your adventures. Chances are also good that you鈥檙e familiar with terms like 鈥減ayload鈥 and 鈥済ross vehicle weight rating,鈥 and maybe even refer to the latter as 鈥溾 in casual conversation. Well, I鈥檇 like to introduce you to a term you may not be as familiar with: 鈥減ayload police.鈥
Payload police is something of an internet phenomenon. The concept seems to have stemmed from a place of genuine concern for the safety of folks overloading their rigs鈥攁nd for other drivers sharing the road with those vehicles. But, as with most things on the internet, it鈥檚 morphed into a strange subculture of shaming others for not building an adventure rig 鈥渃orrectly.鈥

These days, if someone posts an Instagram photo of a heavily modified pickup鈥攐r even just a simple truck with a camper in the back鈥攕ome of the first comments will most assuredly be 鈥淗ow far over GVWR are you?鈥 or 鈥淲hat鈥檚 it weigh?鈥 Spend a little time , and you鈥檒l no doubt start thinking your truck is too small for the job. Spend a lot of time on these threads, and you鈥檒l probably become convinced you need a three-quarter-ton truck no matter what you plan on using it for. It doesn鈥檛 stop there, either. Hop in a three-quarter-ton forum, and you鈥檒l find everyone thinks they need a one-ton.
The dirty truth is that all truck owners think they need a bigger truck. (I know there鈥檚 a joke here to be made about bigger not always being better, but I鈥檒l resist the urge.) And while some folks would actually benefit from a one-ton vehicle, not everyone needs to go so far. So, what鈥檚 the answer? How big of a truck do you actually need?
Step One: Get Off the Internet
If you鈥檙e worried about overloading your rig, you have two options. If you don鈥檛 yet have the rig, do a lot of research before you buy and purchase the right truck for the job. And if you already have a truck, modify the one you have accordingly, and resign yourself to the fact that your rig might end up weighing a little more than the GVWR listed on the sticker. Most of all, quit spending so much time in the forums and on Instagram screaming about payload, and go use your truck.
At this point you might be gasping in your chair: Go over the GVWR?! Egads鈥攚on鈥檛 something terrible happen if I do that? For some context, I called up , who鈥檚 been a fixture in the overland industry for years and now runs one of the best overland and off-road shops in the country, Basil鈥檚 Garage. In addition to working on rigs of all shapes and sizes, Lynch has also owned his fair share鈥攔anging from an F250 with a home-built flatbed camper, to a first-gen Tundra built for high-speed desert romps. In fact, a of his is what inspired this piece.
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鈥淵es the Tacoma is technically overweight even with very minimal stuff in the back of it,鈥 Lynch says, 鈥渂ut you also see them loaded up all day, every day, and very rarely do people have problems with them.”
Lynch and his team take a nuanced approach to building rigs. They start by considering a truck’s GVWR and payload capacity, and they try to make sure their customers are using the right vehicle at the beginning of a build. Lynch often sees customers purchase the wrong truck鈥攅ither a vehicle that鈥檚 way too overpowered for their intended use, or one that just doesn鈥檛 have the payload capacity to handle build they want. If you鈥檙e building out a rig, Lynch says, consider consulting with your shop or vehicle outfitter before purchasing a truck. That way, a professional can help guide you in the purchase.
But, at the end of the day, Basil鈥檚 Garage will help build just about anything.
鈥淲e build a lot of campers on the backs of larger, three-quarter-ton and one-ton trucks and everyone鈥檚 like 鈥楢h, it鈥檚 still over payload.鈥 But then you also see a contractor鈥檚 truck that鈥檚 twice as much over payload and has 150,000 miles on it going down the street just fine,鈥 Lynch says. 鈥淭here are a lot of overweight vehicles out there, and you don鈥檛 see them snapped in half on the side of the highway.鈥
Step Two: Think Carefully Before You Modify
Legality is a funny thing. While you can鈥檛 legally increase a truck鈥檚 payload in the U.S., you can do it in other places around the world. Take Australia, for example, a country known for having lots of cool rigs, and also a lot more regulations on 4x4s and off-road vehicles than we do over here. For instance, in Australia, you鈥檙e typically not allowed to lift a vehicle more than about two inches and your tires can鈥檛 stick out past the wheel wells. You can also get ticketed for driving a vehicle that weighs more than its gross vehicle mass (GVM) rating. And yet, unlike Americans, Australians are allowed to increase their vehicle鈥檚 GVM. Down Under, you can purchase a kit that consists largely of new suspension components like springs and shocks. Some upgrades also call for new tires with a higher load rating.
Companies like ARB and (which also make suspension kits for U.S. vehicles) invest in serious engineering and get their kits certified with Australia鈥檚 Federal Department of Infrastructure and Transport. So, once you add a kit to your rig, you can legally get your vehicle re-registered with a higher GVM.
In Australia, a GVM Upgrade kit can legally double the payload capacity of a 200-series Land Cruiser from 1,422 pounds to 2,888 pounds. Each kit is vehicle-specific, and not all provide gains at that magnitude, but many are still significant.
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The bad news is that there is no legal way to increase the payload capacity of your vehicle in the U.S. However, the physics don鈥檛 change just because we live across an ocean.
鈥淟egally, if you鈥檙e overweight in the U.S., there鈥檚 no way around that,鈥 Lynch says. 鈥淏ut, there are lots of amazing products out there that you can combine together to make a truck safely carry a decent chunk of weight over what it鈥檚 legally supposed to carry.鈥
So, if you plan to add a lot of weight to your rig by bolting on accessories or carrying a camper in the bed, make sure to budget for any potential modifications. Updating your suspension setup, regearing the axles to run larger tires, and getting a brake upgrade can easily cost more than $10,000. Then, of course, there鈥檚 the matter of legality. Be sure to weigh the costs of those modifications against the hassle of trading in your current truck for something bigger.
Step Three: Consider a Workaround聽
If you make the appropriate modifications to your rig and you鈥檙e still worried about it weighing more than the magic number printed on the door jamb, here may be some workarounds available. In some states, you can . Another option is to remove weight from the vehicle. Doing so will reduce your curb weight, technically giving you more payload. My friend Richard Giordano, an experienced overlander who travels full time out of his truck camper, recently with his Toyota Tundra. He removed the rear seats and opted for a lightweight aluminum bumper and aluminum skid plates rather than heavy steel versions.
鈥淎 lot of the time, simpler is better. Keeping lift heights low and tire sizes small is a really good way to keep [your vehicle] drivable even with the extra weight of a rig,鈥 Lynch says.
I鈥檇 also encourage you to use one last tool: common sense. Does your truck鈥檚 rear suspension look perky, or is it sagging under all the weight in the bed? Does it feel easy to tow your travel trailer, or do you feel like you鈥檙e taking your life in your hands every time you hitch up? Consider what you’re hauling, and how often. Don鈥檛 put a 3,000-pound camper in the back of a Tacoma and expect your truck to handle well. By the same token, don鈥檛 buy an F350 and expect it to handle like a Tacoma. And, no matter what you do, don鈥檛 fall victim to the constant, unsolicited shaming of the payload police. This is your rig. You get to choose how you haul with it.